If you expect mortgage rates to drop after locking in your rate, having a float-down option can help you take advantage of a ...

A mortgage rate lock allows you to keep your interest rate unchanged for a set period of time, usually between when your ...

Yes, the Federal Reserve could cut interest rates later this year. Or, maybe it won't. In any case, a Fed reduction offers no ...

A mortgage rate lock is an agreement with a lender to lock in a specified rate for a predetermined amount of time. The longer a rate is locked in, the more likely you are to pay a fee for the lock ...

At a time when mortgage rates are expected to stay higher for longer than previously thought, home shoppers may be able to lock in better terms with an interest rate buydown. Mortgage rate ...

Mortgage interest rates slipped lower over the past ... home at a higher rate—a phenomenon called the ‘lock-in effect’,” Redfin explained. America has a severe housing shortage, often ...