FICO is the first major credit score provider to incorporate BNPL information into its credit scores, the company said in a ...

FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for ...

Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

Treating your credit score with consistency is preferable to employing 'tricks.' It encourages fiscal responsibility.

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

Buy now, pay later (BNPL) services have entrenched themselves on every shopping platform and nearly every service you can ...

FICO is launching new credit scoring models that will track buy-now-pay-later payments for the first time. With 90 million ...

The adoption of BNPL credit reporting will help people who use these services responsibly (as in, those who pay on time and ...

Opening and closing credit cards can also damage your credit score, per this warning from FICO (FICO). What does it all mean? Unexpected life events such as job loss or an emergency can throw your ...

Can you hear the canary in the economy's coal mine singing her heart out? You know that we are headed for trouble when some masses start buying groceries on the installment plan. That is the business ...

Many Indians lose nearly half their salary to EMIs without realising the risk they’re taking. CA Abhishek Walia urges ...

Paying your bills on time isn’t enough to secure a loan approval anymore. Lenders are digging deeper into hidden financial habits that could decide whether your application gets a thumbs-up—or a ...